With the cost of living skyrocketing this year, interest rates constantly going up and inflation wreaking havoc on the household budget, it might feel impossible to save money or get ahead financially. 

I want to help ease that pressure, make life a bit easier and give you some breathing room regarding your finances. 

Throughout this book I cover ways you can save money on everything including how to get discounts and cashback on any purchases, tips for every area of the budget and a couple of tips to make money on the side. 

Plus all of it can be done without too much effort. 

Most of us are strapped for time, short on cash and our energy is zapped. When reading this book, choose the options which are easiest for you to get an instant boost. 

Don’t try to implement it all at once because it will feel overwhelming but change one thing at a time and stick to it to see real change.

Set aside some time each week to review your budget, see what you have spent, and see what you can save. Use that time to implement some new tips and get more money back in your pocket.

Contents

How to get free vouchers, discounts and rebates

How to get a discount on everything

Shop with a list and use delayed gratification

Research before buying

Use cashback and discount apps

Sign up to VIP and loyalty programs

Add items to cart but don’t check out

Ask for a discount

How to reduce the cost of groceries

Shop around and shop the sales

Use rewards programs and split your shop for better offers

Extra points and discounts

Get free food

Change how you eat

Shop with a list

Shop the sales

Never shop hungry

Learn portion control

Stop packaged treats, processed foods and drinks

Meal plan

Babies: Nappies, wipes and food

Reusable sanitary products

Reusable and eco-friendly cleaning

Use up scraps

Make your own

Reduce Toiletries

How to reduce the cost of housing

Look for somewhere cheaper to live

Free accommodation

Refinance your mortgage

Make your home pay for itself

How to reduce the cost of transport

Free transport

Rideshare and carshare

Fuel

Car Maintenance

Car Insurance

Registration

How to reduce your bills

Gas and electricity

Live without aircon

Compare

Be energy smart

Turn everything off

Have the correct size air conditioner or heater for your space

Use fans

Only heat or cool one space

Heat or cool the person instead of the space

Hang your clothes

Seal all the gaps around your home

Go out instead of being at home

Stop watching so much TV

Check your rebates

Water

Check for and repair leaks

Reduce your usage

Reuse water

Efficient appliances and usage

Phone and internet

Insurance

How to reduce entertainment costs

Dates

Hobbies

Free and frugal hobby ideas

Make hobbies cheaper

How to reduce the cost of travel

Decide on your budget

Use incognito mode and clear your history

Enter competitions

Travel in the off-peak season

Discount sites and apps

Get Cheaper Flights

Travel longer

Split costs

Travel hack

Use free accommodation

Try different types of travel

How to reduce the cost of celebrations

Budget and plan ahead

Get freebies

Second hand

Celebration crossovers

Gifts

Before and after the event sales

Frugal habits to develop

Compare

Look at it differently

Know what you want

References and Resources